By Using Our Site You Accept These Terms and Conditions


Please read these Terms and Conditions carefully and ensure that you understand them before using Our Site. These Terms and Conditions, together with any other documents referred to herein, set out the terms of use governing your use of this website,https://www.kbmaccountancy.com/ (“Our Site”). It is recommended that you print a copy of these Terms and Conditions for your future reference.

These Terms and Conditions were last updated on 29th March 2023 

Your agreement to comply with these Terms and Conditions is indicated by your use of Our Site. If you do not agree to these Terms and Conditions, you must stop using Our Site forthwith.

The following document also applies to your use of Our Site: Combined Cookies and Privacy Policy 

1.       Definitions and Interpretation

1.1     In these Terms and Conditions, unless the context otherwise requires, the following expressions have the following meanings:


means any and all text, images, audio, video, scripts, code, software, databases, and any other form of information capable of being stored on a computer that appears on, or forms part of, Our Site; and


means a user of Our Site;


means KBM Accountancy Services Limited a company registered in Scotland under company number SC756376 with a registered office address of Unit 3 Cromarty Links Hub, Cromarty, Scotland, IV11 8XZ. 


2.       Information About Us

Our Site is operated by KBM Accountancy Services Limited. 

3.       How to Contact Us

To contact Us, please email Us at katy@kbmaccountancy.com  

4.       Access to Our Site

4.1     Access to Our Site is free of charge.

4.2     You must be over 18 years of age to access Our Site. 

4.3     It is your responsibility to make the arrangements necessary in order to access Our Site.

4.4     Access to Our Site is provided on an “as is” and on an “as available” basis. We may suspend or discontinue Our Site (or any part of it) at any time. We offer no guarantee as to its availability.

5.       Changes to Our Site

We may alter and update Our Site (or any part of it) at any time for maintenance purposes.

6.       Changes to these Terms and Conditions

We may alter these Terms and Conditions at any time. If We do so, details of the changes will be highlighted at the top of this page. Your use of Our Site constitutes your acceptance of these Terms and Conditions. Any changes made to these Terms and Conditions will apply to your use of Our Site the first time you use it after the changes have been implemented. You are therefore required to review these Terms & Conditions on occasion You use Our Site. 

7.       International Users

We do not warrant or represent that Our Site or its Content is available in other locations or it is suitable for use in those locations. It remains Your sole responsibility to comply with obligations imposed by Your location. 

8.       How You May Use Our Site and Content (Intellectual Property Rights)

8.1     All Content included on Our Site and the copyright and other intellectual property rights in that Content belongs to or has been licensed by Us, unless specifically labelled otherwise. All Content is protected by applicable United Kingdom and international intellectual property laws and treaties.

8.2     You may access, view, and use Our Site in a web browser (including any web browsing capability built into other types of software or app) and you may download Our Site (or any part of it) for caching (this usually occurs automatically).

8.3     You may print one copy and download extracts of any page(s) from Our Site for personal use only.

8.4     You may download and save any Content from Our Site where We clearly indicate that it is available for download for personal use only.

8.5     You may not otherwise modify the printed copies, downloaded extracts, or downloaded or saved Content in any way. Images, video, audio, or any other Content downloaded from Our Site must not be used separately from accompanying text.

8.6    Unless expressly stated in these Terms and Conditions or on Our Site, you may not otherwise reproduce, copy, distribute, sell, rent, sub-licence, store, or in any other manner re-use Content from Our Site without Our express written permission.

8.7     If you wish to use any Content from Our Site in any way that is not permitted under these Terms and Conditions, please contact Us using the details provided above in Part 3.

8.8     Our status as the owner and author of the Content on Our Site (or that of identified licensors as applicable) You must always be acknowledged.

9.       Links to Our Site

9.1     You may only link to the homepage of Our Site, https://www.kbmaccountancy.com/. Linking to other pages on Our Site requires our expressed written permission.

9.2     Links to Our Site must be fair and lawful. You must not take unfair advantage of Our reputation or attempt to damage Our reputation.

9.3     You must not link to Our Site in a manner that suggests any association with Us (where there is none) or any endorsement or approval from Us (where there is none).

9.4     Your link should not use any logos or trade marks displayed on Our Site without Our express written permission.

9.5     You must not frame or embed Our Site on another website without Our express written permission.

9.6     You may not link to Our Site from another website the main content of which is unlawful; obscene; offensive; inappropriate; dishonest; defamatory; threatening; racist, sexist, or otherwise discriminatory; that promotes violence, racial hatred, or terrorism; that infringes intellectual property rights; or that We deem to be otherwise objectionable.

10.     Links to Other Sites

10.1   Links to other websites may be included on Our Site. Unless expressly stated, these sites are not under Our control. We accept no responsibility or liability for the content of third-party websites.

10.2   The inclusion of a link to another website on Our Site is for information purposes only and does not imply any endorsement of that website or of its owners, operators, or any other parties involved with it.

11.     Disclaimers

11.1   Nothing on Our Site constitutes professional advice on which you should rely. It is provided for general information purposes only. 

11.2   We make reasonable efforts to ensure that the Content on Our Site is complete, accurate, and up to date, but We make no warranties, representations, or guarantees (express or implied) that this will always be the case.

11.3   If you are a business user, We exclude all implied representations, warranties, conditions, and other terms that may apply to Our Site and Content.

12.     Our Liability

12.1   Nothing in these Terms and Conditions excludes or restricts Our liability for fraud or fraudulent misrepresentation, for death or personal injury resulting from negligence, or for any other forms of liability which cannot be lawfully excluded or restricted.

12.2   If you are a business user (i.e. you are using Our Site in the course of business or for commercial purposes), to the fullest extent permissible by law, We accept no liability for any loss or damage, whether foreseeable or otherwise, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) Our Site or the use of or reliance upon any Content included on Our Site.

12.3   If you are a business user, We accept no liability for loss of profit, sales, business, or revenue; loss of business opportunity, goodwill, or reputation; loss of anticipated savings; business interruption; or for any indirect or consequential loss or damage.

12.4   Subject to Part 12.5, if you are a consumer and digital content from Our Site damages other digital content or a device belonging to you, where that damage is caused by Our failure to use reasonable skill and care, We will either compensate you or repair the damage.

12.5   Note that the right to compensation or repair in Part 12.4 will be lost if the damage in question could have been avoided by following advice or instructions from Us to install a free patch or update; if the damage resulted from your failure to follow instructions; or if the minimum system requirements provided by Us for the digital content in question were not met.

13.     Viruses, Malware and Security

13.1   We exercise reasonable skill and care to ensure that Our Site is secure and free from viruses and malware; however, We do not guarantee that this is the case.

13.2   You are responsible for protecting your hardware, software, data, and other material from viruses, malware, and other internet security risks.

13.3   You must not deliberately introduce viruses or other malware, or any other material which is malicious or technologically harmful either to or via Our Site.

13.4   You must not attempt to gain unauthorised access to any part of Our Site, the server on which Our Site is stored, or any other server, computer, or database connected to Our Site.

13.5   You must not attack Our Site by means of a denial of service attack, a distributed denial of service attack, or by any other means.

13.6   By breaching the provisions of Parts 13.3 to 13.5, you may be committing a criminal offence under the Computer Misuse Act 1990. Any and all such breaches will be reported to the relevant law enforcement authorities and We will cooperate fully with those authorities by disclosing your identity to them. Your right to use Our Site will cease immediately in the event of such a breach.

14.     Acceptable Usage of Our Site

14.1   You may only use Our Site in a lawful manner:

14.1.1    You must ensure that you comply fully with any and all local, national, or international laws and regulations that apply;

14.1.2    You must not use Our site in any way, or for any purpose, that is unlawful or fraudulent; and

14.1.3    You must not use Our Site to knowingly send, upload, or in any other way transmit data that contains any form of virus or other malware or any other code designed to adversely affect computer hardware, software, or data of any kind.

14.2   If you fail to comply with the provisions of this Part 14, you will be in breach of these Terms and Conditions. We may take one or more of the following actions in response:

14.2.1    Suspend or terminate your right to use Our Site;

14.2.2    Issue you with a written warning;

14.2.3    Take legal proceedings against you for reimbursement of any and all relevant costs on an indemnity basis resulting from your breach;

14.2.4    Take further legal action against you, as appropriate;

14.2.5    Disclose such information to law enforcement authorities as required or as We deem reasonably necessary; and/or

14.2.6    Any other actions which We deem reasonably appropriate (and lawful).

14.3   We hereby exclude any and all liability arising out of any actions that We may take (including, but not limited to those set out above in Part 14.2) in response to your breach.

15.     How We Use Your Personal Information

We will only use your personal information as set out in Our Combined Cookies & Privacy Policy, available on our Website.

16.     Communication From Us

16.1   If We have your contact details, We may send you important notices by email from time to time. Such notices may relate to matters including, but not limited to, changes to Our Site or to these Terms and Conditions.

16.2   We will not send you marketing emails without your express consent. If you do consent to marketing, which includes subscribing for downloads, you may opt out at any time. All marketing emails from Us include an unsubscribe link. If you opt out of emails from Us, it may take up to 7 days for your request to take effect and you may continue to receive emails during that time.

16.3   For questions or complaints about communications from Us, please contact Us using the details above in Part 3.

17.     Law and Jurisdiction

17.1   These Terms and Conditions, and the relationship between you and Us (whether contractual or otherwise) shall be governed by, and construed in accordance with, Scottish law. 

17.2   If you are a consumer, you will benefit from any mandatory provisions of the law in your country of residence. Nothing in Part 17.1 takes away from or reduces your legal rights as a consumer.

17.3   If you are a consumer, any dispute, controversy, proceedings, or claim between you and Us relating to these Terms and Conditions or to the relationship between you and Us (whether contractual or otherwise) shall be subject to the jurisdiction of the courts of England, Wales, Scotland, or Northern Ireland, as determined by your residency.

17.4     If you are a business user, any dispute, controversy, proceedings, or claim between you and Us relating to these Terms and Conditions or to the relationship between you and Us (whether contractual or otherwise) shall be subject to the exclusive jurisdiction of the courts of Scotland.

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